SilverChef started over 30 years ago with one dream - to help you achieve yours. Since then, we’ve helped more than 50,000 hospitality businesses bring their business dreams to life.

Lease commercial kitchen equipment with SilverChef's Lease-to-Keep™

SilverChef's Lease-to-Keep equipment financing is the smartest path to owning commercial kitchen equipment. From the layout of your kitchen to the capacity of your refrigerator, getting your equipment right is crucial to your success. Don’t compromise on the fit-out of your dreams, with Lease-to-Keep.

How Lease-to-Keep works

With Lease-to-Keep you get the equipment you need now, with monthly payments spread over four years. At the end of the term, the equipment is all yours. Simple. Lease-to-Keep is for businesses who have been trading for more than 12 months and are financing over $10,000 worth of equipment. If that's not you, check out Rent-Try-Buy® - it's perfect for new businesses and finance applications under $10,000 - and it offers unrivalled flexibility.

Benefits of Lease-to-KeepSilverChef

Save Your Capital

Growing your restaurant, roastery, café or bar is a costly business. When you lease your equipment, you keep precious capital on hand for other expenses.

Cost Control

Consistent monthly payment amounts make cashflow easier to predict and manage, putting you in control.

Competitive Interest Rate

With low payments over a four year period, Lease-to-Keep is an affordable, smart solution to spread the cost of your equipment investment.

Tax Benefits

You may be eligible for tax benefits including an instant asset write-off, tax deductions and advance input tax credits *. For Hospitality, By Hospitality SilverChef has been a dedicated finance provider to the hospitality industry for 35 years. We’ve helped over 50,000 customers achieve their dreams.

Rent-Try-Buy®: Commercial kitchen equipment rental

At SilverChef, we understand that every hospitality business journey is unique, and the nature of the industry is sometimes uncertain. Our Rent-Try-Buy® solution gives you unrivalled flexibility to adapt your equipment to the changing needs of your business. It's a solution designed by hospitality people, for hospitality people.

How Rent-Try-Buy works

Rent-Try-Buy is a 12-month rental agreement, allowing you to try equipment in your business before you buy it. Enjoy unrivalled flexibility when it comes to owning and managing your commercial hospitality equipment.

More Approvals

We back your potential and passion. Even if you're just starting out with your first hospitality business, we look for ways to say 'yes'.

Manageable Costs

Low weekly rental payments put you in control of your cashflow, making your outgoings easier to predict, plan and manage.

Flexibility to Upgrade Or Purchase

Things can change fast in hospitality. During your initial 12 month term you can upgrade or purchase your equipment at any time.

Tax Options

Rental payments may be tax deductible and treated as off-balance sheet. Take advantage of the instant asset write-off with Rent-Try-Buy. Find out more here.

Hospitality Experts

We're the only dedicated equipment financier for hospitality. We understand your challenges and opportunities, and we're here to help.

A Choice of Options at 12 Months

At the end of your 12-month term you get more options - choose to return, continue renting or work towards owning your equipment.

What is the difference between Rent-Try-Buy® and Lease-to-Keep™



What is it?

Rental agreement

Hire purchase agreement

Who owns the asset?

SilverChef and you rent it from us

SilverChef, until your final payment is made – then it’s yours

Minimum finance amount




12 months (1 year)

48 months (4 years)

Options at the end of term

Flexible options available

Choose to purchase or upgrade the equipment during or at the end of the 12-month term. At 12 months, you have additional options to continue renting, return the equipment or work towards ownership.

You own your equipment

At the end of term, you make your final payment, then you own the equipment.

Potential tax benefits

Your rental payments are generally tax deductible.

You may be eligible for tax benefits and deductions.

Upfront payment?

Six weeks’ bond, plus first week’s rental payment.

$495, plus first lease payment.

Regular payment frequency



Please note: Terms and conditions apply. Tax considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information.

How to get started

  1. Apply for funding. It’s easy – apply online, over the phone or at CoSell. Most Rent-Try-Buy applications are approved for up to $65,000 within 5 minutes.
  2. Choose your equipment. Work with the sales team at CoSell and get the right equipment for your establishment.
  3. Order your equipment. Once your application is approved, CoSell will finalise your order and arrange delivery.
  4. Start your agreement. Start your regular Rent-Try-Buy or Lease-to-Keep payments.